Privacy Policy
Effective Date: January 1, 2026 · Smith Insurance and Financial Services, Inc.
SMITH INSURANCE AND FINANCIAL SERVICES, INC. ("Company," "we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, protect, and disclose information collected through our website and services.
Information We Collect
We may collect:
- Full name
- Email address
- Phone number
- Mailing address
- Insurance inquiry details
- Vehicle information
- Property information
- Business information
- Financial information voluntarily submitted
- IP address
- Device/browser information
- Website usage analytics
Information may be collected when submitting quote requests, contacting our office, filling out forms, requesting consultations, or using our website.
How We Use Information
We use collected information to:
- Provide insurance quotes
- Respond to inquiries
- Deliver insurance services
- Improve customer support
- Process applications
- Communicate policy updates
- Improve website performance
- Maintain internal records
- Comply with legal obligations
Information Sharing
We do not sell personal information. We may share information with:
- Insurance carriers
- Licensed insurance providers
- Service providers
- Legal authorities when required
- Technical vendors
- Compliance professionals
Data Security
We implement commercially reasonable safeguards to protect personal information. However, no internet transmission or electronic storage system is completely secure.
Cookies & Analytics
We may use cookies, analytics tools, and tracking technologies to improve user experience and monitor website performance. Users may disable cookies through browser settings.
Third-Party Services
Our website may contain links to external websites or insurance carrier portals. We are not responsible for third-party privacy practices.
Retention of Data
Information may be retained as necessary for legal compliance, insurance processing, operational purposes, and business recordkeeping.
Children's Privacy
This website is not intended for users under 18 years old.
Your Rights
You may request:
- Access to personal information
- Data corrections
- Communication preference updates
- Deletion requests where applicable by law
Contact Information
SMITH INSURANCE AND FINANCIAL SERVICES, INC.
4167 E 14 MILE RD
STERLING HEIGHTS, MI 48310
Phone: (947) 267-4429
Email: owner@smithinsuranceandfinancialservices.com
Policy Changes
We reserve the right to modify this Privacy Policy at any time without prior notice.